Legal

Legal, Compliance, Privacy

Is downpayment.gift CCPA complaint?

Yes, we are compliant with CCPA.   Read on and we will detail our Delete Data , Right to be Forgotten page Do Not Sell My Personal Information page. Limitations of Opt Out as is relates to financial transaction services we provide and our Terms ...

Can we get a SLA, service level agreement?

Yes.   A standard SLA is available on request. Our Customer Service and Support plans come with a SLA to outline our uptime and customer response time commitments.

Are you PCI compliant?

Yes.    We implement security to Stripe Connect for card holder data.  We do not store any card holder data in our database.  In fact, the code to accept cards is provided by Stripe. Our service provider Stripe is certified to PCI Service Provide...

Are Partners on the hook for Fraud charges?

No.   Fraudulent charges are an issue for the platform (that's us), the Stripe Connect Express account holder (the registry owner), Stripe, and the Visa/MC/AMEX issuing banks. By default, a true fraud and chargeback transaction would draw against ...

Cookie Policy

The DOWNPAYMENT.GIFT website uses cookies. A. What is a cookie? A cookie is a small file that can be placed on your device that allows us to recognize and remember you. It is sent to your browser and stored on your computer’s hard drive or tablet ...

Fair Lending and Down Payment Registries

Are down payment registries a violation of fair lending?   No.  Down payment registries are permitted and encouraged by lending guidelines from the agencies, including Freddie Mac and FHA.  FHA has promote Bridal Down Payment Gift Registries as fa...